Our insurance practice focuses on the commercial line, especially on transportation:

Long Haul
Short Haul
Reefer Operations
Dry Van Operations
Flatbed Operations
Public busses
Car Hauler Operations
Dump Trucks

Liability available limits up to $5,000,000 on some classes of business


Insurance & Beyond offers customized coverages to meet each of our insured's needs. The prompt issuing of the MCS90 filing and the rapid reply to a certificate request are some of our priorities because we understand the importance of this for our client to work and to be in compliance on the road.
Liability Limits up to $5million CSL
Personal Injury Protection (PIP)
Uninsured/Underinsured Motorists (UM)
Hired/Non-Owned auto
Non-Trucking Liability (Bobtail)

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Insurance & Beyond offers coverage for insuring a wide array of commodities with various limits and deductible options. Up to $500,000 limits. Striking of the load is covered. Unattended vehicle coverage is available by endorsement upon request.

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Limits up to $1,000,000 max for all vehicles in one occurrence. Combined Deductible Available. Extended Towing Available. Trailer Interchange Available. Coverage for non-owned trailers available. Hired/Non-Owned auto.

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Trailer Interchange is a physical damage coverage for those non-owned or non-leased trailers pulled by any owner operator and/or company truck. This coverage is also available by endorsement under the auto liability policy. A trailer interchange agreement makes a motor carrier who is possession of a non-owned trailer, responsible for any damage.Up to $200,000 limits.

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This type of coverage is designed for those who are in the business of Car Dealerships, Auto and Truck Mechanic Repair Shops, Valet Parking, etc. It covers property damage and bodily injury resulting from the operations of an auto garage, specifically those vehicles that are owned by the shop. It does not cover accidents and damage to cars non-owned by the name insured that are left in the care of the shop; for these cases there is another insurance contract named Garage Keeper.

Garage Keeper:

This kind of coverage is usually sold with garage liability policy but it is still a separate contract.

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Insurance and Beyond has access to some admitted company who offer Occupational Accident coverage in Florida giving the client the option to choose best package for the best price providing owner operator insurance programs for companies using independent truck drivers or contractors for their hauling. This coverage pay benefits for injuries in a covered accident like Medical Expenses, Survivors Benefits, Temporary Total Disability, etc. Up to $1,000,000 limits.

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We at Insurance & Beyond are specialized in any General Liability (GL) you may want such as warehouse, business office, Truckers GL, etc. For trucker GL we have the ability of combined with the auto liability. Limit available: $1,000,000 per occurrence and $1,000,000 general aggregate. $1,000,000 per occurrence and $2,000,000 general aggregate. Excess General Liability Up $7,000,000 per occurrence.

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We are very careful in providing our clients with the best program to cover their insurance needs. Our experience will enable us to provide you with a customized package to meet your specific needs. Packages that go from Garage Liability and Garage Keepers to Comprehensive Packages including Property, Broadened Liability, Inland Marine (for tools), Commercial Automobile Liability, Motor Truck Cargo and Physical Damage and Contingent Cargo and Surety Bond for Brokers.

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We would be honored to be your insurance agent, and we will do everything possible to make you satisfied.

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Phone: 305-888-1557
FAX: 305-888-1537